Total Monthly Service Charges
$72
MIDCOAST COMMUNITY BANK
Truly Free Checking
Truly Free Checking
$0
WSFS BANK
Core Checking
Core Checking
$0
TD BANK
Simple Checking
Simple Checking
$0
CITIZENS BANK
One Deposit Checking
One Deposit Checking
Every new personal checking account includes:
- FREE Debit Card
- FREE ATMs Nationwide
- FREE Basic Wallet-Style Checks
- FREE Online Banking
- FREE Bill Pay
- FREE MidCoast Mobile App
- FREE Mobile Deposit
- FREE eStatements with online check images
- FREE Thank You Gift
- PLUS Buy Back of your unused checks and debit cards from another financial institution up to $10
Truly Free Checking
A FREE account for everyone.
- No minimum balance
- No monthly service charge
EZ Direct Interest Checking
Earn interest with direct deposit or automatic payment.
- Competitive interest
- No minimum balance
- No monthly service charge
Fabulous 50 Interest Checking
A perfect account for customers 50 and better.
- Competitive interest
- No minimum balance
- No monthly service charge
Elite Interest Checking
An account for those interested in higher interest.
- Higher interest rate with a balance of $1,000 or more
- Competitive interest rate if balance drops below $1,000
- Only $6 monthly charge if minimum balance falls below $1,000
Rates for Checking Accounts
Accurate as of March 10, 2020
- Minimum opening deposit is only $50
- Other fees such as non-sufficient funds, overdraft, etc, may apply. See fee schedule for details.
- Free gift may be reported on 1099-INT or 1099-MISC. Free gift provided at the time of account opening
- Up to $10 for checks and debit cards from another financial institution given at the time of the checks/debit cards are presented
- Offer good on personal accounts only; ask us about our outstanding options for your business or organization
- Interest is compounded daily and credited monthly on all accounts
- Minimum to Obtain APY on all accounts is $.01
- Other terms and conditions may apply
- *APY may change at any time
- *Fees may reduce earnings
- The rate may change after account opening
- Ask us for details. Bank rules and regulations apply
**Annual Cost Comparison calculations are based on information obtained from bank websites on 9/15/2018 and only apply to monthly service charges. Calculations assume bank requirements for waiving a service fee are not met. MidCoast’s Truly Free Checking accounts have no monthly fees, ever.